Jumbo & Super Jumbo Residential

 TFS has an exclusive partnership with an Investment Bank  firm that assists with the private bank placement of super jumbo loans for high net worth clients. Loan amounts from $2,000,000 to $20,000,000 are available with NO upfront costs.  Pre-approval within 72 hours and loans typically close within 2-3 weeks.  Standard closing costs (except pre-paid items & title/escrow) are typically 2%.  US citizens, Permanent & Non-Permanent Resident Aliens and Foreign Nationals are all eligible for financing.  Currently listed on MLS - OK!!

 700 FICO score (680 FICO on exception)

 65% standard LTV

 80% LTV with pledge of additional assets

 Purchase, R/T, Cash-Out & Construction-to-Perm

 Investment Properties to 50% LTV & 65% with assets

 Can use 48 months business or personal bank statements for income qualification, if needed

 ASSETS: 6 months PITI (minimum)

 No pre-payment penalties

 TERMS: 3, 5, 7 or 10 year ARMs (I/O option available)

 Loans available in all 50 states

 DTIs to 38%, back end ratio (exceptions available)

 Foreign Nationals to 50% LTV max (no exceptions)